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Saturday, February 6, 2010

CItibank Customer Service Fiasco

Here'a a scenario that was originally sent to me a couple of years ago. I've shown it to over 5000 people and it occurred to me that this blog is a good way to show it to even more. I have two people role play it in my Customer Service Training programs and keynote speeches. It's a classic example of what can happen when an organization fails to hire the right people, train people properly, get people to "buy in" to a culture of service (or fails to have such a culture), fails to empower people, or is gulity of some combination of all the above. It gets a lot of laughs but it's deadly serious as well. Enjoy!

This is so priceless, and so easy to see happening, customer service being what it is today.
A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and then added late fees & interest on the monthly charge. The balance had been $0.00, now it'ssomewhere around $60.00.
A family member placed a call to Citibank:
Family Member: "I'm calling to tell you that she died in January.
Citibank: "The account was never closed and the late fees & charges still apply."
Family Member: "Maybe you should turn it over to collections."
Citibank: "Since it is two months past due, it already has been."
Family Member: So, what will they do when they find out she is dead?"
Citibank: "Either report her account to the frauds division or report her to the credit bureau; maybe both!"
Family Member: "Do you think God will be mad at her?"
Citibank: "Excuse me?"
Family Member: "Did you just get what I was telling you . . . the part about her being dead?"
Citibank: "Sir, you'll have to speak to my supervisor"
Supervisor gets on the phone.
Family Member: "I'm calling to tell you, she died in January."
Citibank: "The account was never closed and the late fees & charges still apply."
Family Member: "You mean you want to collect from her estate?"
Citibank: (Stammer) "Are you her lawyer?"
Family Member: "No, I'm her great nephew." (Lawyer info given)
Citibank: "Could you fax us a certificate of death?"
: "Sure." (the fax number is given)
After they get the fax ...
Citibank: "Our system just isn't setup for death. I don't know what more I can do to help."
Family Member: "Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care."
Citibank: "Well, the late fees & charges do still apply."
Family Member: "Would you like her new billing address?"
Citibank: "That might help."
Family Member: "Odessa Memorial Cemetery, Highway 129, Plot Number 69."
Citibank: "Sir, that's a cemetery!"Family Member: "What do you do with dead people on your planet?"

What fun it is dealing with "customer service"

3 comments:

  1. A friend of mine had a family member pass away at a local hospital last year and there was no estate. They are continuing to invoice the now deceased individual.

    On my to do list now is to jump in and write a few simple letters on their behalf advising that invoicing the person is unlikely to result in a satisfactory outcome.

    ReplyDelete
  2. Lol! I really can't help to laugh while reading the conversation. Anyway, Customers do not expect perfection, however, they do require a sincere and consistent effort on their behalf. Thanks for sharing.

    -fern-

    ReplyDelete
  3. After 8 years plus, with the Customer Service of a multi-national company I can appreciate the "wooden language" used by the customer service rep. of the above story. Unfortunately, still today you may find the same reaction by top multi-national companies. Obviously the ideal training scheme has not been yet ... invented. Nevertheless, I have to mention that perhaps Citibank was not the perfect name to be used as an example. I happen to be a Citi customer since years and (at least) the Greek speaking agents of Citi have serviced me the most satisfactory way ever. Thanks for the funny story though.

    ReplyDelete

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